Friday, September 27, 2013

It Boggles the Mind

Have you ever stopped and to think about how far technology has come?

     I had that experience last night. I was going to write about things you may not realize are a part of bank, but I feel that this notion takes first priority! 

     Like I was saying, last night I was sitting in my bedroom and I remembered that I really needed to make another savings account that I could stash money away in for future expenses like a car, wedding, house, etc.

      I wanted to make the account right then and there because if I told myself I'd get to it the next day or whatnot I knew I would end up forgetting.

     And because I find this so fascinating, I want to share with you the exact experience I had and maybe you will feel half of the appreciation I do for technology these days. 

     First, I just picked up my iPhone, tapped on our mobile banking app, and logged in. Then I selected "new savings account" and chose what type of services I wanted attached to my account. After that was choosing the people I wanted to have access to the account (which was just me! I don't need anyone else taking my money!); and lastly was picking out where I wanted to take the initial deposit money from and this part is also quite neat in itself. 

     I wanted to take the money from a checking account at a different banking institution. I already had the information available to use within the app because I have made transfers from my accounts but I thought I would test out a pretty neat feature. I grabbed my checkbook and took a picture of one of my checks. 
That's it. Just a picture of the front and all of the necessary information was filled in for me. 

Within probably two and a half minutes of me deciding to make a savings account, I had one. 

     Clearly the ways of banking are changing with our desires. Being able to create an active savings account on your cell phone in minutes would be absolutely ludicrous 40, 20, even 5 years ago! 


     If you are not a customer to Bumble Bee Bank yet, maybe you are a customer of USAA. USAA (United Services Automobile Association) also has the capabilities to make a savings account in minutes. I strongly encourage you all to take a moment and just think about all the things technology can now do. The things we can do today are amazing and it's fabulous to think that everyday is an improvement. 






Sunday, September 22, 2013

Banking On the Go by the Glow of Your Phone

Anyone here use a smartphone? Or even a tablet?

     Bumble Bee Bank, among many others make it simple to bank on-the-go. This appeals to a vast majority of the population. The 2013 Federal Reserve Consumers and Mobile Financial Services Report reveals that 87% of the United Stated population has a mobile phone, with 52% of those people owning a smartphone. The polls also indicate that nearly half of smartphone users have taken advantage of mobile banking in the last 12 month. Knowing that and considering that we are just on the edge of a mobile banking revolution, I can tell you for sure that we have a lot of growth coming. 
     Simultaneously as we create, we want to reach out to full customer participation. With every account we open, we explain to the customer all the advantages of our mobile banking application. According to our information as well as a nation wide study, here are the most commonly popular abilities in order:

  • Account/Loan balances (32%)
  • Transaction History (16%)
  • Funds Transfer between Existing Accounts (13%)
  • Remote Check Deposit
  • Account Alerts
  • Mobile Photo Bill Pay
     What we need to do to make our products and features the best is to keep in mind security, keep on loving our tech department and creating something unique (things to beware of on the "Top 10 Mobile Banking Mistakes" page), and predict what you, our beloved customers, need before you realize you need it such as reminder settings, budgeting programs, and various uses of the camera on your phone ("Today's Mobile Banking Apps: Table Stakes of Cutting Edge"). 
     And so you can be the first to see the best of banking mobile, download our "Banking on the Buzz" App today!

-KJ
   

It's All About The Source of Course

Why should you continue reading these?

     Well, I would say look my source, of course! First of all, I have years of personal experience. I have spent two years as a Financial Services Specialist, so I truly know understand the day-to-day life and problems and excitements that happen at a bank. 
     Secondly, I pull information about the most interesting and innovating news from sources all around the world. Everything from simple Internet security worries to mobile banking and mobile banking mistakes, to discussing how technology may be harming the banking industry and some marketing techniques. 
     Lastly, the banking world is changing faster than many people realize. There are always new methods to attracting customers and taking advantage of the newest technology. It's my job to find the best and most helpful snippets of information to you and sharing them so you can see all the possibilities out there, and hopefully come to the conclusion that Bumble Bee Bank offers the best of both worlds.

-KJ

Saturday, September 21, 2013

The Start of Many

Hello and welcome,

     There are not many things in this world that everyone has in common. One of those things is the shared enjoyment of money and the desire to keep it safe. Keeping this in mind, and just stepping off from the front line--the teller line,-- I can absolutely assure you that Bumble Bee Bank has and continues some pretty innovative measures to provide you with the best experiences possible.
     As I just mentioned, I have just jumped from the teller line to a more "behind-the-scenes" position. I now have the pleasure of working on the newest innovation projects and working out the deals between our various partners, while still maintaining all of the knowledge I gained working directly with everyday customers and money.
     Reading my blogs each week will let you in on the dirty details of a bank and keep you informed on the newest innovations of the banking industry. Contrary to popular belief, this is a happening industry with new breakthroughs nearly every day. 
     Over the next couple months I will touch on how mobile banking, online banking, depositing checking mobile, the newest physical layouts of the bank, and other nifty gadgets are coming into play to make you life easier and more stylish than every before.
This is nothing like how any of your banks ever banked before.

-KJ